Workers’ Compensation Law Overview

Key Components of Workers' Compensation
Definition: Coverage for most employees, excluding independent contractors.
Example: A factory worker injured on the job is eligible for benefits.
Medical Expenses
Definition: Coverage for treatment related to the injury or illness.
Example: Paying for surgery and rehabilitation after a workplace accident.
Wage Replacement
Definition: Partial compensation for lost wages due to inability to work.
Example: Receiving payments during recovery from a work-related injury.
Disability Benefits
Definition: Payments based on the severity of the disability.
Example: Receiving benefits for permanent partial disability.
Rehabilitation
Definition: Services to help injured workers return to work.
Example: Job retraining for an employee who can no longer perform their previous job
Causes of Action
- Accidents or injuries occurring at the workplace.
- Diseases or conditions caused by workplace exposure.
Resolutions and Remedies
- Medical Benefits: Coverage for medical expenses related to the injury.
- Wage Replacement: Payments for lost wages due to the inability to work.
- Disability Benefits: Compensation based on the extent of the disability.
- Rehabilitation Services: Support to help injured workers return to employment.